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How to Have Financial Freedom by Controlling The Credit Card Companies

I pay off my full balance rather than the minimum due every month and use my credit card statements as accounting assets

William Ballard, MBA
18 min readOct 17, 2023
Photo by Blake Wisz on Unsplash

Last week we talked about how important it is to conduct a weekly financial analysis of your personal finances based on your personal financial statement. That way you are able to really asses where you are and where you want to be in regards to your personal financial freedom — as well as any areas you may need to clean up in order to get you there.

We also talked about how your personal financial statement acts in terms like a mirror and reflects the kind of person you are on the inside. Hence, the scripture, “Where your treasure is, there your heart will be also.” Definitely something we should all keep in mind…

This week, I want to take this idea of controlling your personal finances one step further. We’ve already talked about how income is senior to saving and investing, and if we understand that idea to be true, then how wouldn’t you like to know how to make more than what you are able to spend?

The Financially Out-of-Control Thought Process

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William Ballard, MBA
William Ballard, MBA

Written by William Ballard, MBA

Discover the story of how I went from selfish freelancer to a selfless business owner: https://bit.ly/3ZLv9w6

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